Wyker Mortgages Blog

Subscribe to New Posts

Straight mortgage advice for British Columbians. Especially built for self-employed buyers, renewers, and anyone whose income doesn't fit a T4 slip.

Subscribe (Free)

Wyker Mortgages Blog cover image

Why a 15% Down Payment Gets You a Lower Rate Than 25% post image

Why a 15% Down Payment Gets You a Lower Rate Than 25%

Morgan Stanley's Record Quarter Shows How IPO Windfalls Become Lasting Wealth Clients post image

By Javan Wyker

Oct 23, 2026

Morgan Stanley's Record Quarter Shows How IPO Windfalls Become Lasting Wealth Clients

Buy Now or Wait? How July's $6,600 Price Rise Shifts Your Qualifying Math post image

By Javan Wyker

Oct 22, 2026

Buy Now or Wait? How July's $6,600 Price Rise Shifts Your Qualifying Math

Brookfield's US$444 Million Bet on Indian Warehouses Shows Where Big Capital Is Heading post image

By Javan Wyker

Oct 21, 2026

Brookfield's US$444 Million Bet on Indian Warehouses Shows Where Big Capital Is Heading

6.4% or 6.5%: How a 10-Basis-Point Stress Test Shift Changes Your Approval post image

By Javan Wyker

Oct 21, 2026

6.4% or 6.5%: How a 10-Basis-Point Stress Test Shift Changes Your Approval

Up to 4.69 Million Homes Needed by 2036: Buy Now or Wait in BC? post image

By Javan Wyker

Oct 20, 2026

Up to 4.69 Million Homes Needed by 2036: Buy Now or Wait in BC?

Before Ruling Out a BC Home, Recheck the 2 Percentage Point Figure post image

By Javan Wyker

Oct 20, 2026

Before Ruling Out a BC Home, Recheck the 2 Percentage Point Figure

Before Ruling Out a BC Home, Recheck the 2 Percentage Point Figure post image

By Javan Wyker

Oct 20, 2026

Before Ruling Out a BC Home, Recheck the 2 Percentage Point Figure

Before Ruling Out a BC Home, Recheck the 2 Percentage Point Figure post image

By Javan Wyker

Oct 20, 2026

Before Ruling Out a BC Home, Recheck the 2 Percentage Point Figure

How an All-in-One Mortgage Lets Your Paycheque Lower Your Daily Interest post image

By Javan Wyker

Oct 20, 2026

How an All-in-One Mortgage Lets Your Paycheque Lower Your Daily Interest

The Rate B.C. Buyers Qualify At: Contract Rate Plus 2 Points or 5.25% post image

By Javan Wyker

Oct 19, 2026

The Rate B.C. Buyers Qualify At: Contract Rate Plus 2 Points or 5.25%

Toronto Buyers Pay Land Transfer Tax Twice, and Sellers Feel It Later post image

By Javan Wyker

Oct 19, 2026

Toronto Buyers Pay Land Transfer Tax Twice, and Sellers Feel It Later

Gross-Up or Add-Back: Two Ways Your Self-Employed Income Can Count in 2026 post image

By Javan Wyker

Oct 18, 2026

Gross-Up or Add-Back: Two Ways Your Self-Employed Income Can Count in 2026

Real mortgage advice for real BC homeowners. No script, no runaround.

Featured Posts

Why a 15% Down Payment Gets You a Lower Rate Than 25% post image

Aug 25, 2026

Why a 15% Down Payment Gets You a Lower Rate Than 25%